Manage Your Money the Biblical Way – Part 1

by financialmom

in Financial Plan, Money

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The picture above is actually gold-wrapped chocolate coins, and reminded me of a great church story. It happened one year just a few minutes before the start of our Christmas musical drama.   Some of our kids had found the stash of gold chocolate coins, which was to be the first of the Three King’s gifts to Jesus.

Well, the kids had gleefully eaten all the chocolate gold coins, so we had no gold treasure. A bunch of people flew around the church looking for anything gold, as we had no time to purchase more chocolate coins.   Someone came up with a gold drapery cord (I didn’t even ask  what they ripped  it off of, just stuck it in the treasure chest! ).

Of course it was hugely funny in retrospect, and the moral of this story is:  Take good care of your money, or you may lose it! (And yes, someday I will write a book about all the comedy I have experienced as a church organist/choir director!)

So how do you manage your money the biblical way?  Keep reading to find out – these principles are from the book Faith-Based Family Finances, by Ron Blue and Jeremy White (Ron is the President of Kingdom Advisors, of which I am a qualified member  -  you can look me up at

God Owns It All

As the owner of all our resources, God has all the rights.  We have only responsibilities. This actually should give you less anxiety about money, since you don’t own it anyway, and God has promised to meet your needs.

Every spending decision becomes a spiritual decision. If you really believe this, every financial decision becomes important, because you are handling God’s resources.   Generous giving also becomes much easier, since it’s all His anyway!

Wise stewardship is an indicator of spiritual health. If you want to know how you are doing in this area, take a look at your checkbook.  Everything about your life could be revealed in the spending decisions shown on your checking account bank statement.

Growth Process

Money and possessions are tools God uses to help you grow. God is trying to get our attention, and money is a great attention getter.   Ask God what He wants you to learn.

Money is also a test. God is watching to see how we handle the property He has entrusted to our care.   If we can’t manage a small amount of money well, why would He bless us with a lot of money, especially when it’s all His?

How Much

What we do with our money is also our testimony. Whether we are given a little or a lot, we need to keep our witness positive about what God is doing in our life.  We don’t know why some people have more, and others less.  We are only accountable for what He has given us.

We need to remember an open hand, both to receive, and to give. Allow God to give more to us if He wants, or take more if He wants.   Remember, it’s all His.

Faith in Action

Think of the parable of the talents in the Bible (Matthew 25:14-30).   The one servant is afraid when his master gives him money to take care of, so he buries it in the ground. Many times we do nothing with our money, because we are so afraid of making a mistake.    So we do nothing, thinking we can feel good about that.

The media constantly bombards us, telling us it’s okay to buy and consume more and more, because of course life is all about us. The media wants us to believe we will feel more important, more beautiful, have less pain, and no challenges if we are purchasing the right things.

Stay tuned for Manage Your Money the Biblical Way – Part 2, where I will detail specific things to put your faith in action with your money.

New Profile Pic 2599R Manage Your Money the Biblical Way   Part 1Pamela Otten is CEO of Pamela Otten LLC, a Registered Investment Advisor. She loves to work with women business owners and entrepreneurs, and women in transition due to job change, death, or divorce. Pamela will help you set and reach your financial goals, educate you to understand your investments, and teach you how to do more charitable giving. Pamela is a Qualified Kingdom Advisor (, trained and committed to integrating biblical principles with her investment advice.

cc smallest Manage Your Money the Biblical Way   Part 1Photo Credit: Muffet

Financial Planning, Investment Advice, and Investment Management provided through Pamela Otten LLC, Registered Investment Advisor.

The opinions voiced in this material are for general information only, and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, please consult your financial advisor prior to investing.

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