Dave Ramsey’s Financial Peace University – Week 3 Cash Flow Planning

Money
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Tweet The real work begins in week 3 of Dave Ramsey’s Financial Peace University.  Cash Flow Planning (budgeting) requires time and attention, two things we seem to have the least of. Most of us can’t be bothered to spend the time to put together a budget.  And that is exactly why most of us do [...]

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Dave Ramsey’s Financial Peace University – Week 2 Relating With Money

Financial Plan
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Tweet In order for couples to make it long enough to walk into the sunset of life together, they need to be on the same page with their money.  Money fights are the number one cause of divorce. If you are a saver, and your spouse is a spender, agreeing on what to do with [...]

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Dave Ramsey’s Financial Peace University – Week 1 Super Saving

Emergency Fund
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Tweet Dave Ramsey’s Financial Peace University gets right to the point in Week 1 by starting with the topic of Super Saving. Dave  says you need to get $1000 in the bank as quickly as possible, like within 30 days.  This is the start of your emergency fund, and Baby Step One of his Seven [...]

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How to Manage Investment Risk

Financial Plan
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Tweet I had to use a picture of a Risk game board for this post, since my oldest son Nathan loved to play Risk when he was younger.  He and his friend Ben would play this game for hours, strategizing on how they could annihilate each other and control the world. The essential question in [...]

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The 10 Best Things My Dad Taught Me

Success Principles
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Tweet This post is in honor of my Dad, and all the dads out there who do their best to instill great values in their children. I am sure my dad will be even more shocked than my mom was for Mother’s Day.  Dad, this is your present . Here is what I consider to [...]

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How To Make Your Dreams Come True

Business
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Tweet Do you have a dream? I think we all have dreams we wish would come true.  One of my biggest dreams recently came true, as Pamela Otten LLC, Registered Investment Advisor, is now a reality.  This has been one of my dreams for several years. What are the desires of your heart? Do you [...]

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